Florida 2-20 General Lines Insurance Pre-Licensing Course

Begin your journey toward becoming a Florida General Lines (2-20) Insurance Agent with our comprehensive online pre-licensing course.

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🛡️ Florida Approved | 💻 100% Online | 📜 Certificate Issued

Florida 2-20 General Lines Insurance Pre-Licensing Course

$249

200 Total Hours

200 Mandatory Hours

This Florida Department of Financial Services (DFS) approved 200-hour online pre-licensing course satisfies the education requirement for the Florida 2-20 General Lines Agent License. The course prepares you for the Florida state licensing examination while building a strong foundation in property and casualty insurance principles, Florida insurance laws, ethics, and professional responsibilities.

Course curriculum

1. Lesson 1 – Learning Objectives & Key Terms
2. Lesson 2 – Introduction to Property Insurance
3. Lesson 3 – Homeowners Insurance Policies
4. Lesson 4 – Dwelling Property Policies
5. Lesson 5 – Commercial Lines Insurance
6. Lesson 6 – Inland Marine Insurance
7. Lesson 7 – National Flood Insurance Program (NFIP)
8. Lesson 8 – Other Property Insurance Policies
9. Lesson 9 – Chapter Summary
10. Chapter 1 Quiz
1. Lesson 1 – Learning Objectives & Key Terms
2. Lesson 2 – Insurance & the Law of Large Numbers
3. Lesson 3 – Insurable Interest
4. Lesson 4 – Risk, Hazards, and Perils
5. Lesson 5 – Direct and Indirect Loss
6. Lesson 6 – Valuing Property Losses: Actual Cash Value, Replacement Cost, Market Value, Stated Value, and Salvage Value
7. Lesson 7 – Proximate Cause, Deductibles, and the Principle of Indemnity
8. Lesson 8 – Limits of Liability and Coinsurance / Insurance to Value
9. Lesson 9 – Occurrence, Cancellation, Nonrenewal, Vacancy, Binders, Endorsements, and Blanket vs. Specific Insurance
10. Lesson 10 – Chapter Summary
11. Chapter 2 Quiz
1. Lesson 1 – Learning Objectives & Key Terms
2. Lesson 2 – Declarations & Insuring Agreement
3. Lesson 3 – Policy Conditions & Exclusions
4. Lesson 4 – Definition of the Insured & Duties of the Insured
5. Lesson 5 – Obligations of the Insurance Company, Mortgagee Rights & Proof of Loss
6. Lesson 6 – Notice of Claim, Appraisal & Other Insurance
7. Lesson 7 – Subrogation, Elements of a Contract & Sources of Underwriting Information
8. Lesson 8 – Fair Credit Reporting Act (FCRA), Gramm-Leach-Bliley Act (GLBA), Policy Application & Terrorism Risk Insurance Act (TRIA)
9. Lesson 9 – Chapter Summary
10. Chapter 3 Quiz
1. Lesson 1 – Learning Objectives & Key Terms
2. Lesson 2 – Commercial General Liability (CGL) Insurance
3. Lesson 3 – Commercial Auto Insurance
4. Lesson 4 – Workers' Compensation Insurance
5. Lesson 5 – Crime Insurance and Surety Bonds
6. Lesson 6 – Professional Liability, Umbrella Liability & Related Casualty Coverages
7. Lesson 7 – Casualty Insurance Terms and Related Concepts
8. Lesson 8 – Chapter Summary
9. Chapter 4 Quiz
1. Lesson 1 – Learning Objectives & Key Terms
2. Lesson 2 – Risk, Hazards, and the Law of Large Numbers
3. Lesson 3 – Indemnity, Insurable Interest, and Loss Valuation
4. Lesson 4 – Negligence, Liability, and Occurrence
5. Lesson 5 – Binders, Warranties, Representations, and Concealment
6. Lesson 6 – Deposit Premiums, Premium Audits, Certificates of Insurance, Endorsements, Damages, and Fair Credit Reporting Act (FCRA)
7. Lesson 7 – Chapter Summary
8. Chapter 5 Quiz
1. Lesson 1 – Learning Objectives & Key Terms
2. Lesson 2 – Declarations and the Insuring Agreement
3. Lesson 3 – Conditions, Exclusions, and Limitations
4. Lesson 4 – Definition of the Insured and Duties After Loss
5. Lesson 5 – Supplementary Payments, Proof of Loss, and Notice of Claim
6. Lesson 6 – Other Insurance, Subrogation, Loss Settlement, Cancellation, Nonrenewal, and the Terrorism Risk Insurance Act (TRIA)
7. Lesson 7 – Chapter Summary
8. Chapter 6 Quiz
1. Lesson 1 – Learning Objectives & Key Terms
2. Lesson 2 – Florida's Insurance Regulatory System
3. Lesson 3 – Types of Insurers and Insurance Organizations
4. Lesson 4 – Insurance Licensing and Appointments
5. Lesson 5 – Agent Responsibilities, Fiduciary Duties, and Premium Accountability
6. Lesson 6 – Unfair Trade Practices, Fraud, and Ethics
7. Lesson 7 – Florida Insurance Guaranty Association (FIGA)
8. Lesson 8 – Chapter Summary
9. Chapter 7 Quiz
1. Lesson 1 – Learning Objectives & Key Terms
2. Lesson 2 – Florida General Lines Agent Authority and Responsibilities
3. Lesson 3 – Premium Trust Funds, Commingling, and Misappropriation
4. Lesson 4 – Surplus Lines Insurance
5. Lesson 5 – Administrative Actions, Disciplinary Measures, and Penalties
6. Lesson 6 – Policy Delivery, Record Retention, and Consumer Protection
7. Lesson 7 – Chapter Summary
8. Chapter 8 Quiz
1. Lesson 1 - Final Examination Instructions

About this course

$249.00
74 lessons

Your Insurance Career Starts Here

Start your journey toward becoming a Florida General Lines Insurance Agent with our Florida Department of Financial Services (DFS) approved 200-Hour Pre-Licensing Course. Complete your training online, prepare for the state licensing examination, and build a strong foundation for a successful career in the insurance industry.

Enroll Now